INSURANCE COMPANY PERFORMANCE ANALYSIS BEFORE AND DURING THE COVID-19 PANDEMIC (STUDY OF GENERAL INSURANCE COMPANIES LISTED ON THE IDX IN 2018-2022). (2023). International Conference on Economics, Business, and Management Research (ICEBMR), 2(1), 473-482. https://doi.org/10.24071/icebmr.v2i1.208 (Original work published 2026)