THE INFLUENCE OF FINANCIAL LITERACY, MATERIALISM, AND ALLOWANCE ON SAVING DECISION AND CONSUMPTIVE BEHAVIOR IN GENERATION Z. International Conference on Economics, Business, and Management Research (ICEBMR), [S. l.], v. 2, n. 1, p. 228–243, 2023. DOI: 10.24071/icebmr.v2i1.224. Disponível em: https://econference.usd.ac.id/index.php/ICEBMR/article/view/224. Acesso em: 7 jun. 2026.